LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,326
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$127,163
−HK$3,897/mo
Today · 4.125%
HK$131,060
baseline
▲ 0.50% · 4.625%
HK$139,035
+HK$7,975/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$262,120/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,199
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$140,879
−HK$3,733/mo
Today · 4.125%
HK$144,612
baseline
▲ 0.50% · 4.625%
HK$152,235
+HK$7,623/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$289,224/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,992
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$152,595
−HK$4,677/mo
Today · 4.125%
HK$157,272
baseline
▲ 0.50% · 4.625%
HK$166,842
+HK$9,570/mo
Deposit HK$21.63M · loan HK$32.45M · min. income ≈ HK$314,544/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,639
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$169,055
−HK$4,479/mo
Today · 4.125%
HK$173,534
baseline
▲ 0.50% · 4.625%
HK$182,682
+HK$9,148/mo
Deposit HK$21.63M · loan HK$32.45M · min. income ≈ HK$347,068/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,657
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$178,028
−HK$5,456/mo
Today · 4.125%
HK$183,484
baseline
▲ 0.50% · 4.625%
HK$194,649
+HK$11,165/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$366,968/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,079
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$197,231
−HK$5,226/mo
Today · 4.125%
HK$202,457
baseline
▲ 0.50% · 4.625%
HK$213,129
+HK$10,672/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$404,914/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,988
−HK$13,920/mo
▼ 0.25% · 3.875%
HK$228,893
−HK$7,015/mo
Today · 4.125%
HK$235,908
baseline
▲ 0.50% · 4.625%
HK$250,263
+HK$14,355/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$471,816/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,959
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$253,582
−HK$6,720/mo
Today · 4.125%
HK$260,302
baseline
▲ 0.50% · 4.625%
HK$274,022
+HK$13,720/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$520,604/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,591 · Scale 2, in force from 26 Feb 2026)