LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,335
−HK$7,734/mo
▼ 0.25% · 3.875%
HK$127,171
−HK$3,898/mo
Today · 4.125%
HK$131,069
baseline
▲ 0.50% · 4.625%
HK$139,044
+HK$7,975/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$262,138/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,209
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$140,888
−HK$3,734/mo
Today · 4.125%
HK$144,622
baseline
▲ 0.50% · 4.625%
HK$152,245
+HK$7,623/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$289,244/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,002
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$152,605
−HK$4,678/mo
Today · 4.125%
HK$157,283
baseline
▲ 0.50% · 4.625%
HK$166,853
+HK$9,570/mo
Deposit HK$21.64M · loan HK$32.45M · min. income ≈ HK$314,566/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,650
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$169,066
−HK$4,480/mo
Today · 4.125%
HK$173,546
baseline
▲ 0.50% · 4.625%
HK$182,694
+HK$9,148/mo
Deposit HK$21.64M · loan HK$32.45M · min. income ≈ HK$347,092/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,669
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$178,040
−HK$5,456/mo
Today · 4.125%
HK$183,496
baseline
▲ 0.50% · 4.625%
HK$194,662
+HK$11,166/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$366,992/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,092
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$197,244
−HK$5,226/mo
Today · 4.125%
HK$202,470
baseline
▲ 0.50% · 4.625%
HK$213,143
+HK$10,673/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$404,940/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,002
−HK$13,922/mo
▼ 0.25% · 3.875%
HK$228,908
−HK$7,016/mo
Today · 4.125%
HK$235,924
baseline
▲ 0.50% · 4.625%
HK$250,279
+HK$14,355/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$471,848/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,976
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$253,599
−HK$6,720/mo
Today · 4.125%
HK$260,319
baseline
▲ 0.50% · 4.625%
HK$274,041
+HK$13,722/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$520,638/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,744 · Scale 2, in force from 26 Feb 2026)