LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,340
−HK$7,735/mo
▼ 0.25% · 3.875%
HK$127,177
−HK$3,898/mo
Today · 4.125%
HK$131,075
baseline
▲ 0.50% · 4.625%
HK$139,050
+HK$7,975/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$262,150/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,215
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$140,895
−HK$3,733/mo
Today · 4.125%
HK$144,628
baseline
▲ 0.50% · 4.625%
HK$152,251
+HK$7,623/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$289,256/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,008
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$152,612
−HK$4,677/mo
Today · 4.125%
HK$157,289
baseline
▲ 0.50% · 4.625%
HK$166,860
+HK$9,571/mo
Deposit HK$21.64M · loan HK$32.45M · min. income ≈ HK$314,578/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,658
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$169,074
−HK$4,479/mo
Today · 4.125%
HK$173,553
baseline
▲ 0.50% · 4.625%
HK$182,702
+HK$9,149/mo
Deposit HK$21.64M · loan HK$32.45M · min. income ≈ HK$347,106/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,676
−HK$10,828/mo
▼ 0.25% · 3.875%
HK$178,047
−HK$5,457/mo
Today · 4.125%
HK$183,504
baseline
▲ 0.50% · 4.625%
HK$194,670
+HK$11,166/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$367,008/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,100
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$197,252
−HK$5,227/mo
Today · 4.125%
HK$202,479
baseline
▲ 0.50% · 4.625%
HK$213,152
+HK$10,673/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$404,958/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,012
−HK$13,922/mo
▼ 0.25% · 3.875%
HK$228,918
−HK$7,016/mo
Today · 4.125%
HK$235,934
baseline
▲ 0.50% · 4.625%
HK$250,290
+HK$14,356/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$471,868/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,986
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$253,610
−HK$6,720/mo
Today · 4.125%
HK$260,330
baseline
▲ 0.50% · 4.625%
HK$274,053
+HK$13,723/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$520,660/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,844 · Scale 2, in force from 26 Feb 2026)