LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,344
−HK$7,735/mo
▼ 0.25% · 3.875%
HK$127,180
−HK$3,899/mo
Today · 4.125%
HK$131,079
baseline
▲ 0.50% · 4.625%
HK$139,054
+HK$7,975/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$262,158/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,219
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$140,899
−HK$3,733/mo
Today · 4.125%
HK$144,632
baseline
▲ 0.50% · 4.625%
HK$152,256
+HK$7,624/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$289,264/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,013
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$152,617
−HK$4,677/mo
Today · 4.125%
HK$157,294
baseline
▲ 0.50% · 4.625%
HK$166,865
+HK$9,571/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$314,588/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,662
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$169,079
−HK$4,480/mo
Today · 4.125%
HK$173,559
baseline
▲ 0.50% · 4.625%
HK$182,707
+HK$9,148/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$347,118/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,681
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$178,053
−HK$5,457/mo
Today · 4.125%
HK$183,510
baseline
▲ 0.50% · 4.625%
HK$194,676
+HK$11,166/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$367,020/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,106
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$197,258
−HK$5,227/mo
Today · 4.125%
HK$202,485
baseline
▲ 0.50% · 4.625%
HK$213,158
+HK$10,673/mo
Deposit HK$16.23M · loan HK$37.86M · min. income ≈ HK$404,970/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,019
−HK$13,922/mo
▼ 0.25% · 3.875%
HK$228,925
−HK$7,016/mo
Today · 4.125%
HK$235,941
baseline
▲ 0.50% · 4.625%
HK$250,298
+HK$14,357/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$471,882/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,994
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$253,618
−HK$6,720/mo
Today · 4.125%
HK$260,338
baseline
▲ 0.50% · 4.625%
HK$274,061
+HK$13,723/mo
Deposit HK$5.41M · loan HK$48.68M · min. income ≈ HK$520,676/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,913 · Scale 2, in force from 26 Feb 2026)