LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,336
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,720
−HK$389/mo
Today · 4.125%
HK$13,109
baseline
▲ 0.50% · 4.625%
HK$13,907
+HK$798/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,218/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,724
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,092
−HK$373/mo
Today · 4.125%
HK$14,465
baseline
▲ 0.50% · 4.625%
HK$15,228
+HK$763/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,930/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,803
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,264
−HK$467/mo
Today · 4.125%
HK$15,731
baseline
▲ 0.50% · 4.625%
HK$16,689
+HK$958/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$31,462/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,468
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,910
−HK$448/mo
Today · 4.125%
HK$17,358
baseline
▲ 0.50% · 4.625%
HK$18,273
+HK$915/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$34,716/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,270
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,807
−HK$546/mo
Today · 4.125%
HK$18,353
baseline
▲ 0.50% · 4.625%
HK$19,470
+HK$1,117/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,706/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,213
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,728
−HK$523/mo
Today · 4.125%
HK$20,251
baseline
▲ 0.50% · 4.625%
HK$21,319
+HK$1,068/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,502/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,205
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,895
−HK$702/mo
Today · 4.125%
HK$23,597
baseline
▲ 0.50% · 4.625%
HK$25,033
+HK$1,436/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,194/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,365
−HK$672/mo
Today · 4.125%
HK$26,037
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,373/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,074/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,723 · Scale 2, in force from 26 Feb 2026)