LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,336
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,720
−HK$390/mo
Today · 4.125%
HK$13,110
baseline
▲ 0.50% · 4.625%
HK$13,908
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,220/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,724
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,092
−HK$373/mo
Today · 4.125%
HK$14,465
baseline
▲ 0.50% · 4.625%
HK$15,228
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,930/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,804
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,264
−HK$468/mo
Today · 4.125%
HK$15,732
baseline
▲ 0.50% · 4.625%
HK$16,689
+HK$957/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$31,464/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,469
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,911
−HK$448/mo
Today · 4.125%
HK$17,359
baseline
▲ 0.50% · 4.625%
HK$18,274
+HK$915/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$34,718/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,271
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,808
−HK$546/mo
Today · 4.125%
HK$18,354
baseline
▲ 0.50% · 4.625%
HK$19,471
+HK$1,117/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,214
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$523/mo
Today · 4.125%
HK$20,252
baseline
▲ 0.50% · 4.625%
HK$21,319
+HK$1,067/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,504/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,205
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$702/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$25,034
+HK$1,436/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,703
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,366
−HK$672/mo
Today · 4.125%
HK$26,038
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,372/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,076/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,727 · Scale 2, in force from 26 Feb 2026)