LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,370
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$127,207
−HK$3,899/mo
Today · 4.125%
HK$131,106
baseline
▲ 0.50% · 4.625%
HK$139,084
+HK$7,978/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$262,212/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,248
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$140,929
−HK$3,734/mo
Today · 4.125%
HK$144,663
baseline
▲ 0.50% · 4.625%
HK$152,288
+HK$7,625/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$289,326/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,044
−HK$9,283/mo
▼ 0.25% · 3.875%
HK$152,649
−HK$4,678/mo
Today · 4.125%
HK$157,327
baseline
▲ 0.50% · 4.625%
HK$166,900
+HK$9,573/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$314,654/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,697
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$169,114
−HK$4,481/mo
Today · 4.125%
HK$173,595
baseline
▲ 0.50% · 4.625%
HK$182,746
+HK$9,151/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$347,190/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,718
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$178,090
−HK$5,459/mo
Today · 4.125%
HK$183,549
baseline
▲ 0.50% · 4.625%
HK$194,717
+HK$11,168/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$367,098/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,147
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$197,300
−HK$5,228/mo
Today · 4.125%
HK$202,528
baseline
▲ 0.50% · 4.625%
HK$213,203
+HK$10,675/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$405,056/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,066
−HK$13,925/mo
▼ 0.25% · 3.875%
HK$228,973
−HK$7,018/mo
Today · 4.125%
HK$235,991
baseline
▲ 0.50% · 4.625%
HK$250,351
+HK$14,360/mo
Deposit HK$5.41M · loan HK$48.69M · min. income ≈ HK$471,982/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,046
−HK$13,347/mo
▼ 0.25% · 3.875%
HK$253,671
−HK$6,722/mo
Today · 4.125%
HK$260,393
baseline
▲ 0.50% · 4.625%
HK$274,119
+HK$13,726/mo
Deposit HK$5.41M · loan HK$48.69M · min. income ≈ HK$520,786/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,398 · Scale 2, in force from 26 Feb 2026)