LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,376
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$127,213
−HK$3,899/mo
Today · 4.125%
HK$131,112
baseline
▲ 0.50% · 4.625%
HK$139,090
+HK$7,978/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$262,224/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,254
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$140,935
−HK$3,735/mo
Today · 4.125%
HK$144,670
baseline
▲ 0.50% · 4.625%
HK$152,295
+HK$7,625/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$289,340/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,051
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$152,656
−HK$4,679/mo
Today · 4.125%
HK$157,335
baseline
▲ 0.50% · 4.625%
HK$166,908
+HK$9,573/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$314,670/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,705
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$169,122
−HK$4,482/mo
Today · 4.125%
HK$173,604
baseline
▲ 0.50% · 4.625%
HK$182,755
+HK$9,151/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$347,208/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,726
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$178,099
−HK$5,458/mo
Today · 4.125%
HK$183,557
baseline
▲ 0.50% · 4.625%
HK$194,727
+HK$11,170/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$367,114/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,156
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$197,310
−HK$5,228/mo
Today · 4.125%
HK$202,538
baseline
▲ 0.50% · 4.625%
HK$213,214
+HK$10,676/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$405,076/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,076
−HK$13,926/mo
▼ 0.25% · 3.875%
HK$228,984
−HK$7,018/mo
Today · 4.125%
HK$236,002
baseline
▲ 0.50% · 4.625%
HK$250,363
+HK$14,361/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$472,004/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,058
−HK$13,347/mo
▼ 0.25% · 3.875%
HK$253,684
−HK$6,721/mo
Today · 4.125%
HK$260,405
baseline
▲ 0.50% · 4.625%
HK$274,132
+HK$13,727/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$520,810/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,509 · Scale 2, in force from 26 Feb 2026)