LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,377
−HK$7,737/mo
▼ 0.25% · 3.875%
HK$127,215
−HK$3,899/mo
Today · 4.125%
HK$131,114
baseline
▲ 0.50% · 4.625%
HK$139,092
+HK$7,978/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$262,228/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,256
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$140,937
−HK$3,734/mo
Today · 4.125%
HK$144,671
baseline
▲ 0.50% · 4.625%
HK$152,297
+HK$7,626/mo
Deposit HK$27.05M · loan HK$27.05M · min. income ≈ HK$289,342/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,053
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$152,658
−HK$4,679/mo
Today · 4.125%
HK$157,337
baseline
▲ 0.50% · 4.625%
HK$166,910
+HK$9,573/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$314,674/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,707
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$169,124
−HK$4,482/mo
Today · 4.125%
HK$173,606
baseline
▲ 0.50% · 4.625%
HK$182,757
+HK$9,151/mo
Deposit HK$21.64M · loan HK$32.46M · min. income ≈ HK$347,212/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,728
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$178,101
−HK$5,458/mo
Today · 4.125%
HK$183,559
baseline
▲ 0.50% · 4.625%
HK$194,729
+HK$11,170/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$367,118/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,158
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$197,312
−HK$5,228/mo
Today · 4.125%
HK$202,540
baseline
▲ 0.50% · 4.625%
HK$213,216
+HK$10,676/mo
Deposit HK$16.23M · loan HK$37.87M · min. income ≈ HK$405,080/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,079
−HK$13,926/mo
▼ 0.25% · 3.875%
HK$228,987
−HK$7,018/mo
Today · 4.125%
HK$236,005
baseline
▲ 0.50% · 4.625%
HK$250,365
+HK$14,360/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$472,010/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,060
−HK$13,348/mo
▼ 0.25% · 3.875%
HK$253,686
−HK$6,722/mo
Today · 4.125%
HK$260,408
baseline
▲ 0.50% · 4.625%
HK$274,135
+HK$13,727/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$520,816/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,534 · Scale 2, in force from 26 Feb 2026)