LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,397
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$127,236
−HK$3,899/mo
Today · 4.125%
HK$131,135
baseline
▲ 0.50% · 4.625%
HK$139,115
+HK$7,980/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,270/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,278
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,960
−HK$3,735/mo
Today · 4.125%
HK$144,695
baseline
▲ 0.50% · 4.625%
HK$152,322
+HK$7,627/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,390/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,077
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$152,683
−HK$4,680/mo
Today · 4.125%
HK$157,363
baseline
▲ 0.50% · 4.625%
HK$166,938
+HK$9,575/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$314,726/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,734
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$169,152
−HK$4,482/mo
Today · 4.125%
HK$173,634
baseline
▲ 0.50% · 4.625%
HK$182,787
+HK$9,153/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$347,268/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,756
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$178,130
−HK$5,460/mo
Today · 4.125%
HK$183,590
baseline
▲ 0.50% · 4.625%
HK$194,761
+HK$11,171/mo
Deposit HK$16.23M · loan HK$37.88M · min. income ≈ HK$367,180/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,190
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$197,344
−HK$5,229/mo
Today · 4.125%
HK$202,573
baseline
▲ 0.50% · 4.625%
HK$213,251
+HK$10,678/mo
Deposit HK$16.23M · loan HK$37.88M · min. income ≈ HK$405,146/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,115
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$229,024
−HK$7,020/mo
Today · 4.125%
HK$236,044
baseline
▲ 0.50% · 4.625%
HK$250,407
+HK$14,363/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$472,088/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,101
−HK$13,350/mo
▼ 0.25% · 3.875%
HK$253,728
−HK$6,723/mo
Today · 4.125%
HK$260,451
baseline
▲ 0.50% · 4.625%
HK$274,180
+HK$13,729/mo
Deposit HK$5.41M · loan HK$48.70M · min. income ≈ HK$520,902/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,912 · Scale 2, in force from 26 Feb 2026)