LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,340
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,724
−HK$390/mo
Today · 4.125%
HK$13,114
baseline
▲ 0.50% · 4.625%
HK$13,912
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,228/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,728
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,096
−HK$374/mo
Today · 4.125%
HK$14,470
baseline
▲ 0.50% · 4.625%
HK$15,233
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,940/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,808
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,269
−HK$468/mo
Today · 4.125%
HK$15,737
baseline
▲ 0.50% · 4.625%
HK$16,694
+HK$957/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$31,474/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,474
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,916
−HK$448/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,279
+HK$915/mo
Deposit HK$2.16M · loan HK$3.25M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,276
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,814
−HK$546/mo
Today · 4.125%
HK$18,360
baseline
▲ 0.50% · 4.625%
HK$19,477
+HK$1,117/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,720/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,220
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,735
−HK$523/mo
Today · 4.125%
HK$20,258
baseline
▲ 0.50% · 4.625%
HK$21,326
+HK$1,068/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,516/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$702/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$25,041
+HK$1,436/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$672/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,373/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,764 · Scale 2, in force from 26 Feb 2026)