LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,402
−HK$7,738/mo
▼ 0.25% · 3.875%
HK$127,240
−HK$3,900/mo
Today · 4.125%
HK$131,140
baseline
▲ 0.50% · 4.625%
HK$139,120
+HK$7,980/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,280/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,283
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$140,965
−HK$3,735/mo
Today · 4.125%
HK$144,700
baseline
▲ 0.50% · 4.625%
HK$152,328
+HK$7,628/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,400/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,082
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$152,688
−HK$4,680/mo
Today · 4.125%
HK$157,368
baseline
▲ 0.50% · 4.625%
HK$166,944
+HK$9,576/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$314,736/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,740
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$169,158
−HK$4,482/mo
Today · 4.125%
HK$173,640
baseline
▲ 0.50% · 4.625%
HK$182,793
+HK$9,153/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$347,280/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,763
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$178,137
−HK$5,459/mo
Today · 4.125%
HK$183,596
baseline
▲ 0.50% · 4.625%
HK$194,768
+HK$11,172/mo
Deposit HK$16.24M · loan HK$37.88M · min. income ≈ HK$367,192/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,197
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$197,351
−HK$5,230/mo
Today · 4.125%
HK$202,581
baseline
▲ 0.50% · 4.625%
HK$213,259
+HK$10,678/mo
Deposit HK$16.24M · loan HK$37.88M · min. income ≈ HK$405,162/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,123
−HK$13,930/mo
▼ 0.25% · 3.875%
HK$229,033
−HK$7,020/mo
Today · 4.125%
HK$236,053
baseline
▲ 0.50% · 4.625%
HK$250,416
+HK$14,363/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$472,106/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,110
−HK$13,351/mo
▼ 0.25% · 3.875%
HK$253,737
−HK$6,724/mo
Today · 4.125%
HK$260,461
baseline
▲ 0.50% · 4.625%
HK$274,190
+HK$13,729/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$520,922/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,299,997 · Scale 2, in force from 26 Feb 2026)