LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,417
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,256
−HK$3,900/mo
Today · 4.125%
HK$131,156
baseline
▲ 0.50% · 4.625%
HK$139,137
+HK$7,981/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,312/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,300
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,983
−HK$3,735/mo
Today · 4.125%
HK$144,718
baseline
▲ 0.50% · 4.625%
HK$152,346
+HK$7,628/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,436/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,100
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,707
−HK$4,681/mo
Today · 4.125%
HK$157,388
baseline
▲ 0.50% · 4.625%
HK$166,964
+HK$9,576/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$314,776/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,760
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,179
−HK$4,483/mo
Today · 4.125%
HK$173,662
baseline
▲ 0.50% · 4.625%
HK$182,816
+HK$9,154/mo
Deposit HK$21.65M · loan HK$32.47M · min. income ≈ HK$347,324/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,784
−HK$10,835/mo
▼ 0.25% · 3.875%
HK$178,158
−HK$5,461/mo
Today · 4.125%
HK$183,619
baseline
▲ 0.50% · 4.625%
HK$194,792
+HK$11,173/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,238/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,220
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$197,376
−HK$5,229/mo
Today · 4.125%
HK$202,605
baseline
▲ 0.50% · 4.625%
HK$213,285
+HK$10,680/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,210/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,151
−HK$13,930/mo
▼ 0.25% · 3.875%
HK$229,061
−HK$7,020/mo
Today · 4.125%
HK$236,081
baseline
▲ 0.50% · 4.625%
HK$250,446
+HK$14,365/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$472,162/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,140
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,769
−HK$6,724/mo
Today · 4.125%
HK$260,493
baseline
▲ 0.50% · 4.625%
HK$274,223
+HK$13,730/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$520,986/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,278 · Scale 2, in force from 26 Feb 2026)