LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,421
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,260
−HK$3,900/mo
Today · 4.125%
HK$131,160
baseline
▲ 0.50% · 4.625%
HK$139,141
+HK$7,981/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,320/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,304
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,987
−HK$3,736/mo
Today · 4.125%
HK$144,723
baseline
▲ 0.50% · 4.625%
HK$152,351
+HK$7,628/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,446/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,105
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$152,712
−HK$4,680/mo
Today · 4.125%
HK$157,392
baseline
▲ 0.50% · 4.625%
HK$166,969
+HK$9,577/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,784/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,765
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,184
−HK$4,483/mo
Today · 4.125%
HK$173,667
baseline
▲ 0.50% · 4.625%
HK$182,821
+HK$9,154/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,334/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,789
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,164
−HK$5,461/mo
Today · 4.125%
HK$183,625
baseline
▲ 0.50% · 4.625%
HK$194,798
+HK$11,173/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,250/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,226
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$197,382
−HK$5,230/mo
Today · 4.125%
HK$202,612
baseline
▲ 0.50% · 4.625%
HK$213,291
+HK$10,679/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,224/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,157
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$229,068
−HK$7,021/mo
Today · 4.125%
HK$236,089
baseline
▲ 0.50% · 4.625%
HK$250,454
+HK$14,365/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$472,178/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,148
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,776
−HK$6,725/mo
Today · 4.125%
HK$260,501
baseline
▲ 0.50% · 4.625%
HK$274,232
+HK$13,731/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$521,002/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,348 · Scale 2, in force from 26 Feb 2026)