LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,423
−HK$7,739/mo
▼ 0.25% · 3.875%
HK$127,262
−HK$3,900/mo
Today · 4.125%
HK$131,162
baseline
▲ 0.50% · 4.625%
HK$139,143
+HK$7,981/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,324/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,306
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,989
−HK$3,736/mo
Today · 4.125%
HK$144,725
baseline
▲ 0.50% · 4.625%
HK$152,353
+HK$7,628/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,450/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,107
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,714
−HK$4,681/mo
Today · 4.125%
HK$157,395
baseline
▲ 0.50% · 4.625%
HK$166,972
+HK$9,577/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,790/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,768
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,187
−HK$4,483/mo
Today · 4.125%
HK$173,670
baseline
▲ 0.50% · 4.625%
HK$182,824
+HK$9,154/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,340/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,792
−HK$10,835/mo
▼ 0.25% · 3.875%
HK$178,166
−HK$5,461/mo
Today · 4.125%
HK$183,627
baseline
▲ 0.50% · 4.625%
HK$194,800
+HK$11,173/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,254/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,229
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$197,384
−HK$5,230/mo
Today · 4.125%
HK$202,614
baseline
▲ 0.50% · 4.625%
HK$213,295
+HK$10,681/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,228/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,161
−HK$13,931/mo
▼ 0.25% · 3.875%
HK$229,071
−HK$7,021/mo
Today · 4.125%
HK$236,092
baseline
▲ 0.50% · 4.625%
HK$250,458
+HK$14,366/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$472,184/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,152
−HK$13,352/mo
▼ 0.25% · 3.875%
HK$253,780
−HK$6,724/mo
Today · 4.125%
HK$260,504
baseline
▲ 0.50% · 4.625%
HK$274,236
+HK$13,732/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$521,008/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,382 · Scale 2, in force from 26 Feb 2026)