LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,424
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,264
−HK$3,900/mo
Today · 4.125%
HK$131,164
baseline
▲ 0.50% · 4.625%
HK$139,145
+HK$7,981/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,328/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,308
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,991
−HK$3,736/mo
Today · 4.125%
HK$144,727
baseline
▲ 0.50% · 4.625%
HK$152,355
+HK$7,628/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,454/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,109
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,716
−HK$4,681/mo
Today · 4.125%
HK$157,397
baseline
▲ 0.50% · 4.625%
HK$166,974
+HK$9,577/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,794/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,770
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,189
−HK$4,483/mo
Today · 4.125%
HK$173,672
baseline
▲ 0.50% · 4.625%
HK$182,827
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,344/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,794
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,169
−HK$5,461/mo
Today · 4.125%
HK$183,630
baseline
▲ 0.50% · 4.625%
HK$194,803
+HK$11,173/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,260/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,232
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$197,387
−HK$5,230/mo
Today · 4.125%
HK$202,617
baseline
▲ 0.50% · 4.625%
HK$213,298
+HK$10,681/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,234/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,164
−HK$13,931/mo
▼ 0.25% · 3.875%
HK$229,074
−HK$7,021/mo
Today · 4.125%
HK$236,095
baseline
▲ 0.50% · 4.625%
HK$250,461
+HK$14,366/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$472,190/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,155
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,784
−HK$6,724/mo
Today · 4.125%
HK$260,508
baseline
▲ 0.50% · 4.625%
HK$274,240
+HK$13,732/mo
Deposit HK$5.41M · loan HK$48.71M · min. income ≈ HK$521,016/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,415 · Scale 2, in force from 26 Feb 2026)