LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,428
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,267
−HK$3,901/mo
Today · 4.125%
HK$131,168
baseline
▲ 0.50% · 4.625%
HK$139,149
+HK$7,981/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$262,336/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,312
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,995
−HK$3,736/mo
Today · 4.125%
HK$144,731
baseline
▲ 0.50% · 4.625%
HK$152,360
+HK$7,629/mo
Deposit HK$27.06M · loan HK$27.06M · min. income ≈ HK$289,462/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,113
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,720
−HK$4,681/mo
Today · 4.125%
HK$157,401
baseline
▲ 0.50% · 4.625%
HK$166,979
+HK$9,578/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,802/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,775
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,194
−HK$4,483/mo
Today · 4.125%
HK$173,677
baseline
▲ 0.50% · 4.625%
HK$182,832
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,354/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,799
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,174
−HK$5,461/mo
Today · 4.125%
HK$183,635
baseline
▲ 0.50% · 4.625%
HK$194,809
+HK$11,174/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,270/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,237
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$197,393
−HK$5,230/mo
Today · 4.125%
HK$202,623
baseline
▲ 0.50% · 4.625%
HK$213,303
+HK$10,680/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,246/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,170
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$229,081
−HK$7,021/mo
Today · 4.125%
HK$236,102
baseline
▲ 0.50% · 4.625%
HK$250,468
+HK$14,366/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$472,204/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,162
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,791
−HK$6,724/mo
Today · 4.125%
HK$260,515
baseline
▲ 0.50% · 4.625%
HK$274,247
+HK$13,732/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$521,030/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,478 · Scale 2, in force from 26 Feb 2026)