LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,432
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,271
−HK$3,901/mo
Today · 4.125%
HK$131,172
baseline
▲ 0.50% · 4.625%
HK$139,153
+HK$7,981/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,344/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,316
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$140,999
−HK$3,736/mo
Today · 4.125%
HK$144,735
baseline
▲ 0.50% · 4.625%
HK$152,364
+HK$7,629/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,470/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,118
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,725
−HK$4,681/mo
Today · 4.125%
HK$157,406
baseline
▲ 0.50% · 4.625%
HK$166,984
+HK$9,578/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,812/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,780
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,199
−HK$4,483/mo
Today · 4.125%
HK$173,682
baseline
▲ 0.50% · 4.625%
HK$182,837
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,364/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,804
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,180
−HK$5,461/mo
Today · 4.125%
HK$183,641
baseline
▲ 0.50% · 4.625%
HK$194,815
+HK$11,174/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,282/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,243
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$197,399
−HK$5,230/mo
Today · 4.125%
HK$202,629
baseline
▲ 0.50% · 4.625%
HK$213,310
+HK$10,681/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,258/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,177
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$229,088
−HK$7,021/mo
Today · 4.125%
HK$236,109
baseline
▲ 0.50% · 4.625%
HK$250,476
+HK$14,367/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$472,218/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,170
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$253,799
−HK$6,724/mo
Today · 4.125%
HK$260,523
baseline
▲ 0.50% · 4.625%
HK$274,256
+HK$13,733/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$521,046/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,551 · Scale 2, in force from 26 Feb 2026)