LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,432
−HK$7,740/mo
▼ 0.25% · 3.875%
HK$127,271
−HK$3,901/mo
Today · 4.125%
HK$131,172
baseline
▲ 0.50% · 4.625%
HK$139,154
+HK$7,982/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,344/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,317
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$140,999
−HK$3,736/mo
Today · 4.125%
HK$144,735
baseline
▲ 0.50% · 4.625%
HK$152,365
+HK$7,630/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,470/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,118
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,726
−HK$4,681/mo
Today · 4.125%
HK$157,407
baseline
▲ 0.50% · 4.625%
HK$166,984
+HK$9,577/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,814/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,780
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$169,199
−HK$4,484/mo
Today · 4.125%
HK$173,683
baseline
▲ 0.50% · 4.625%
HK$182,838
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,366/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,805
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,180
−HK$5,461/mo
Today · 4.125%
HK$183,641
baseline
▲ 0.50% · 4.625%
HK$194,815
+HK$11,174/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,282/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,243
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,399
−HK$5,231/mo
Today · 4.125%
HK$202,630
baseline
▲ 0.50% · 4.625%
HK$213,311
+HK$10,681/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,260/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,177
−HK$13,933/mo
▼ 0.25% · 3.875%
HK$229,088
−HK$7,022/mo
Today · 4.125%
HK$236,110
baseline
▲ 0.50% · 4.625%
HK$250,477
+HK$14,367/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$472,220/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,170
−HK$13,354/mo
▼ 0.25% · 3.875%
HK$253,799
−HK$6,725/mo
Today · 4.125%
HK$260,524
baseline
▲ 0.50% · 4.625%
HK$274,256
+HK$13,732/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$521,048/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,555 · Scale 2, in force from 26 Feb 2026)