LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,343
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,727
−HK$390/mo
Today · 4.125%
HK$13,117
baseline
▲ 0.50% · 4.625%
HK$13,915
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,234/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,732
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,100
−HK$374/mo
Today · 4.125%
HK$14,474
baseline
▲ 0.50% · 4.625%
HK$15,237
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,948/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,812
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,273
−HK$468/mo
Today · 4.125%
HK$15,741
baseline
▲ 0.50% · 4.625%
HK$16,699
+HK$958/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,482/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,478
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,920
−HK$448/mo
Today · 4.125%
HK$17,368
baseline
▲ 0.50% · 4.625%
HK$18,284
+HK$916/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,736/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,281
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,818
−HK$546/mo
Today · 4.125%
HK$18,364
baseline
▲ 0.50% · 4.625%
HK$19,482
+HK$1,118/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,728/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,224
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,740
−HK$523/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,331
+HK$1,068/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,218
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$702/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$25,048
+HK$1,437/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,380
−HK$673/mo
Today · 4.125%
HK$26,053
baseline
▲ 0.50% · 4.625%
HK$27,426
+HK$1,373/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,106/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)