LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,434
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,274
−HK$3,901/mo
Today · 4.125%
HK$131,175
baseline
▲ 0.50% · 4.625%
HK$139,156
+HK$7,981/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,350/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,319
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$141,002
−HK$3,736/mo
Today · 4.125%
HK$144,738
baseline
▲ 0.50% · 4.625%
HK$152,368
+HK$7,630/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,476/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,121
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$152,728
−HK$4,681/mo
Today · 4.125%
HK$157,409
baseline
▲ 0.50% · 4.625%
HK$166,987
+HK$9,578/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,818/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,783
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$169,202
−HK$4,484/mo
Today · 4.125%
HK$173,686
baseline
▲ 0.50% · 4.625%
HK$182,841
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,372/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,808
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,183
−HK$5,461/mo
Today · 4.125%
HK$183,644
baseline
▲ 0.50% · 4.625%
HK$194,819
+HK$11,175/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,288/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,247
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$197,403
−HK$5,230/mo
Today · 4.125%
HK$202,633
baseline
▲ 0.50% · 4.625%
HK$213,315
+HK$10,682/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,266/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,181
−HK$13,933/mo
▼ 0.25% · 3.875%
HK$229,093
−HK$7,021/mo
Today · 4.125%
HK$236,114
baseline
▲ 0.50% · 4.625%
HK$250,481
+HK$14,367/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$472,228/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,175
−HK$13,354/mo
▼ 0.25% · 3.875%
HK$253,804
−HK$6,725/mo
Today · 4.125%
HK$260,529
baseline
▲ 0.50% · 4.625%
HK$274,262
+HK$13,733/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$521,058/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,597 · Scale 2, in force from 26 Feb 2026)