LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,439
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,279
−HK$3,901/mo
Today · 4.125%
HK$131,180
baseline
▲ 0.50% · 4.625%
HK$139,162
+HK$7,982/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,360/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,325
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$141,008
−HK$3,736/mo
Today · 4.125%
HK$144,744
baseline
▲ 0.50% · 4.625%
HK$152,373
+HK$7,629/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,488/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,127
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,734
−HK$4,682/mo
Today · 4.125%
HK$157,416
baseline
▲ 0.50% · 4.625%
HK$166,994
+HK$9,578/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$314,832/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,789
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$169,209
−HK$4,484/mo
Today · 4.125%
HK$173,693
baseline
▲ 0.50% · 4.625%
HK$182,848
+HK$9,155/mo
Deposit HK$21.65M · loan HK$32.48M · min. income ≈ HK$347,386/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,815
−HK$10,837/mo
▼ 0.25% · 3.875%
HK$178,190
−HK$5,462/mo
Today · 4.125%
HK$183,652
baseline
▲ 0.50% · 4.625%
HK$194,826
+HK$11,174/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$367,304/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,254
−HK$10,387/mo
▼ 0.25% · 3.875%
HK$197,411
−HK$5,230/mo
Today · 4.125%
HK$202,641
baseline
▲ 0.50% · 4.625%
HK$213,323
+HK$10,682/mo
Deposit HK$16.24M · loan HK$37.89M · min. income ≈ HK$405,282/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,190
−HK$13,933/mo
▼ 0.25% · 3.875%
HK$229,101
−HK$7,022/mo
Today · 4.125%
HK$236,123
baseline
▲ 0.50% · 4.625%
HK$250,491
+HK$14,368/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$472,246/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,184
−HK$13,355/mo
▼ 0.25% · 3.875%
HK$253,814
−HK$6,725/mo
Today · 4.125%
HK$260,539
baseline
▲ 0.50% · 4.625%
HK$274,272
+HK$13,733/mo
Deposit HK$5.41M · loan HK$48.72M · min. income ≈ HK$521,078/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,687 · Scale 2, in force from 26 Feb 2026)