LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,344
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,728
−HK$390/mo
Today · 4.125%
HK$13,118
baseline
▲ 0.50% · 4.625%
HK$13,916
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,236/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,733
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,101
−HK$374/mo
Today · 4.125%
HK$14,475
baseline
▲ 0.50% · 4.625%
HK$15,238
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,950/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,813
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,274
−HK$468/mo
Today · 4.125%
HK$15,742
baseline
▲ 0.50% · 4.625%
HK$16,700
+HK$958/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,484/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,479
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,921
−HK$449/mo
Today · 4.125%
HK$17,370
baseline
▲ 0.50% · 4.625%
HK$18,285
+HK$915/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,740/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,282
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,819
−HK$546/mo
Today · 4.125%
HK$18,365
baseline
▲ 0.50% · 4.625%
HK$19,483
+HK$1,118/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,730/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,226
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$523/mo
Today · 4.125%
HK$20,264
baseline
▲ 0.50% · 4.625%
HK$21,333
+HK$1,069/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,528/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,911
−HK$702/mo
Today · 4.125%
HK$23,613
baseline
▲ 0.50% · 4.625%
HK$25,050
+HK$1,437/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,226/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,719
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,382
−HK$672/mo
Today · 4.125%
HK$26,054
baseline
▲ 0.50% · 4.625%
HK$27,428
+HK$1,374/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,108/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,804 · Scale 2, in force from 26 Feb 2026)