LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,454
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,294
−HK$3,901/mo
Today · 4.125%
HK$131,195
baseline
▲ 0.50% · 4.625%
HK$139,178
+HK$7,983/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,390/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,341
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,024
−HK$3,737/mo
Today · 4.125%
HK$144,761
baseline
▲ 0.50% · 4.625%
HK$152,392
+HK$7,631/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,522/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,145
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,753
−HK$4,681/mo
Today · 4.125%
HK$157,434
baseline
▲ 0.50% · 4.625%
HK$167,014
+HK$9,580/mo
Deposit HK$21.66M · loan HK$32.48M · min. income ≈ HK$314,868/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,809
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$169,229
−HK$4,484/mo
Today · 4.125%
HK$173,713
baseline
▲ 0.50% · 4.625%
HK$182,870
+HK$9,157/mo
Deposit HK$21.66M · loan HK$32.48M · min. income ≈ HK$347,426/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,835
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$178,211
−HK$5,463/mo
Today · 4.125%
HK$183,674
baseline
▲ 0.50% · 4.625%
HK$194,850
+HK$11,176/mo
Deposit HK$16.24M · loan HK$37.90M · min. income ≈ HK$367,348/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,278
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$197,434
−HK$5,232/mo
Today · 4.125%
HK$202,666
baseline
▲ 0.50% · 4.625%
HK$213,348
+HK$10,682/mo
Deposit HK$16.24M · loan HK$37.90M · min. income ≈ HK$405,332/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,217
−HK$13,935/mo
▼ 0.25% · 3.875%
HK$229,129
−HK$7,023/mo
Today · 4.125%
HK$236,152
baseline
▲ 0.50% · 4.625%
HK$250,521
+HK$14,369/mo
Deposit HK$5.41M · loan HK$48.73M · min. income ≈ HK$472,304/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,214
−HK$13,356/mo
▼ 0.25% · 3.875%
HK$253,844
−HK$6,726/mo
Today · 4.125%
HK$260,570
baseline
▲ 0.50% · 4.625%
HK$274,305
+HK$13,735/mo
Deposit HK$5.41M · loan HK$48.73M · min. income ≈ HK$521,140/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,300,963 · Scale 2, in force from 26 Feb 2026)