LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,346
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,730
−HK$390/mo
Today · 4.125%
HK$13,120
baseline
▲ 0.50% · 4.625%
HK$13,918
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,240/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,735
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,103
−HK$374/mo
Today · 4.125%
HK$14,477
baseline
▲ 0.50% · 4.625%
HK$15,240
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,954/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,815
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,276
−HK$468/mo
Today · 4.125%
HK$15,744
baseline
▲ 0.50% · 4.625%
HK$16,702
+HK$958/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,488/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,482
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,924
−HK$448/mo
Today · 4.125%
HK$17,372
baseline
▲ 0.50% · 4.625%
HK$18,288
+HK$916/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,744/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,284
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$546/mo
Today · 4.125%
HK$18,368
baseline
▲ 0.50% · 4.625%
HK$19,486
+HK$1,118/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,736/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,228
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,744
−HK$523/mo
Today · 4.125%
HK$20,267
baseline
▲ 0.50% · 4.625%
HK$21,336
+HK$1,069/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,534/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,222
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,914
−HK$702/mo
Today · 4.125%
HK$23,616
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,437/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,232/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$673/mo
Today · 4.125%
HK$26,058
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,373/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,116/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,820 · Scale 2, in force from 26 Feb 2026)