LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,466
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$127,307
−HK$3,902/mo
Today · 4.125%
HK$131,209
baseline
▲ 0.50% · 4.625%
HK$139,193
+HK$7,984/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$262,418/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,355
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,039
−HK$3,737/mo
Today · 4.125%
HK$144,776
baseline
▲ 0.50% · 4.625%
HK$152,407
+HK$7,631/mo
Deposit HK$27.07M · loan HK$27.07M · min. income ≈ HK$289,552/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,160
−HK$9,291/mo
▼ 0.25% · 3.875%
HK$152,768
−HK$4,683/mo
Today · 4.125%
HK$157,451
baseline
▲ 0.50% · 4.625%
HK$167,031
+HK$9,580/mo
Deposit HK$21.66M · loan HK$32.49M · min. income ≈ HK$314,902/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,826
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$169,247
−HK$4,484/mo
Today · 4.125%
HK$173,731
baseline
▲ 0.50% · 4.625%
HK$182,889
+HK$9,158/mo
Deposit HK$21.66M · loan HK$32.49M · min. income ≈ HK$347,462/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,853
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$178,230
−HK$5,462/mo
Today · 4.125%
HK$183,692
baseline
▲ 0.50% · 4.625%
HK$194,870
+HK$11,178/mo
Deposit HK$16.24M · loan HK$37.90M · min. income ≈ HK$367,384/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,297
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$197,455
−HK$5,231/mo
Today · 4.125%
HK$202,686
baseline
▲ 0.50% · 4.625%
HK$213,370
+HK$10,684/mo
Deposit HK$16.24M · loan HK$37.90M · min. income ≈ HK$405,372/mo (50% DSR)
Upfront cash ≈ HK$18.54M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,240
−HK$13,936/mo
▼ 0.25% · 3.875%
HK$229,152
−HK$7,024/mo
Today · 4.125%
HK$236,176
baseline
▲ 0.50% · 4.625%
HK$250,547
+HK$14,371/mo
Deposit HK$5.41M · loan HK$48.73M · min. income ≈ HK$472,352/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,239
−HK$13,358/mo
▼ 0.25% · 3.875%
HK$253,870
−HK$6,727/mo
Today · 4.125%
HK$260,597
baseline
▲ 0.50% · 4.625%
HK$274,333
+HK$13,736/mo
Deposit HK$5.41M · loan HK$48.73M · min. income ≈ HK$521,194/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,301,199 · Scale 2, in force from 26 Feb 2026)