LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,350
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,735
−HK$390/mo
Today · 4.125%
HK$13,125
baseline
▲ 0.50% · 4.625%
HK$13,923
+HK$798/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,250/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,740
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,108
−HK$374/mo
Today · 4.125%
HK$14,482
baseline
▲ 0.50% · 4.625%
HK$15,245
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,964/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,820
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,281
−HK$469/mo
Today · 4.125%
HK$15,750
baseline
▲ 0.50% · 4.625%
HK$16,708
+HK$958/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,488
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,930
−HK$448/mo
Today · 4.125%
HK$17,378
baseline
▲ 0.50% · 4.625%
HK$18,294
+HK$916/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,756/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,290
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,828
−HK$547/mo
Today · 4.125%
HK$18,375
baseline
▲ 0.50% · 4.625%
HK$19,493
+HK$1,118/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$36,750/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,235
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,751
−HK$524/mo
Today · 4.125%
HK$20,275
baseline
▲ 0.50% · 4.625%
HK$21,343
+HK$1,068/mo
Deposit HK$1.62M · loan HK$3.79M · min. income ≈ HK$40,550/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,231
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,922
−HK$703/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$25,062
+HK$1,437/mo
Deposit HK$542K · loan HK$4.87M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,731
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$672/mo
Today · 4.125%
HK$26,067
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,375/mo
Deposit HK$542K · loan HK$4.87M · min. income ≈ HK$52,134/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,865 · Scale 2, in force from 26 Feb 2026)