LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,517
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,359
−HK$3,904/mo
Today · 4.125%
HK$131,263
baseline
▲ 0.50% · 4.625%
HK$139,250
+HK$7,987/mo
Deposit HK$27.08M · loan HK$27.08M · min. income ≈ HK$262,526/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,412
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$141,097
−HK$3,738/mo
Today · 4.125%
HK$144,835
baseline
▲ 0.50% · 4.625%
HK$152,470
+HK$7,635/mo
Deposit HK$27.08M · loan HK$27.08M · min. income ≈ HK$289,670/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,221
−HK$9,294/mo
▼ 0.25% · 3.875%
HK$152,831
−HK$4,684/mo
Today · 4.125%
HK$157,515
baseline
▲ 0.50% · 4.625%
HK$167,100
+HK$9,585/mo
Deposit HK$21.67M · loan HK$32.50M · min. income ≈ HK$315,030/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,894
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$169,316
−HK$4,487/mo
Today · 4.125%
HK$173,803
baseline
▲ 0.50% · 4.625%
HK$182,964
+HK$9,161/mo
Deposit HK$21.67M · loan HK$32.50M · min. income ≈ HK$347,606/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,924
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$178,303
−HK$5,465/mo
Today · 4.125%
HK$183,768
baseline
▲ 0.50% · 4.625%
HK$194,950
+HK$11,182/mo
Deposit HK$16.25M · loan HK$37.92M · min. income ≈ HK$367,536/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,376
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$197,536
−HK$5,234/mo
Today · 4.125%
HK$202,770
baseline
▲ 0.50% · 4.625%
HK$213,458
+HK$10,688/mo
Deposit HK$16.25M · loan HK$37.92M · min. income ≈ HK$405,540/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,331
−HK$13,942/mo
▼ 0.25% · 3.875%
HK$229,247
−HK$7,026/mo
Today · 4.125%
HK$236,273
baseline
▲ 0.50% · 4.625%
HK$250,650
+HK$14,377/mo
Deposit HK$5.42M · loan HK$48.75M · min. income ≈ HK$472,546/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,341
−HK$13,363/mo
▼ 0.25% · 3.875%
HK$253,974
−HK$6,730/mo
Today · 4.125%
HK$260,704
baseline
▲ 0.50% · 4.625%
HK$274,446
+HK$13,742/mo
Deposit HK$5.42M · loan HK$48.75M · min. income ≈ HK$521,408/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,144 · Scale 2, in force from 26 Feb 2026)