LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,533
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,376
−HK$3,904/mo
Today · 4.125%
HK$131,280
baseline
▲ 0.50% · 4.625%
HK$139,268
+HK$7,988/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$262,560/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,430
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$141,116
−HK$3,739/mo
Today · 4.125%
HK$144,855
baseline
▲ 0.50% · 4.625%
HK$152,490
+HK$7,635/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$289,710/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,240
−HK$9,296/mo
▼ 0.25% · 3.875%
HK$152,851
−HK$4,685/mo
Today · 4.125%
HK$157,536
baseline
▲ 0.50% · 4.625%
HK$167,122
+HK$9,586/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$315,072/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,916
−HK$8,910/mo
▼ 0.25% · 3.875%
HK$169,339
−HK$4,487/mo
Today · 4.125%
HK$173,826
baseline
▲ 0.50% · 4.625%
HK$182,988
+HK$9,162/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$347,652/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,947
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$178,326
−HK$5,466/mo
Today · 4.125%
HK$183,792
baseline
▲ 0.50% · 4.625%
HK$194,975
+HK$11,183/mo
Deposit HK$16.25M · loan HK$37.92M · min. income ≈ HK$367,584/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,402
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$197,562
−HK$5,235/mo
Today · 4.125%
HK$202,797
baseline
▲ 0.50% · 4.625%
HK$213,486
+HK$10,689/mo
Deposit HK$16.25M · loan HK$37.92M · min. income ≈ HK$405,594/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,360
−HK$13,944/mo
▼ 0.25% · 3.875%
HK$229,277
−HK$7,027/mo
Today · 4.125%
HK$236,304
baseline
▲ 0.50% · 4.625%
HK$250,683
+HK$14,379/mo
Deposit HK$5.42M · loan HK$48.76M · min. income ≈ HK$472,608/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,374
−HK$13,364/mo
▼ 0.25% · 3.875%
HK$254,008
−HK$6,730/mo
Today · 4.125%
HK$260,738
baseline
▲ 0.50% · 4.625%
HK$274,482
+HK$13,744/mo
Deposit HK$5.42M · loan HK$48.76M · min. income ≈ HK$521,476/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,449 · Scale 2, in force from 26 Feb 2026)