LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,543
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,386
−HK$3,904/mo
Today · 4.125%
HK$131,290
baseline
▲ 0.50% · 4.625%
HK$139,279
+HK$7,989/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$262,580/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,440
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,126
−HK$3,740/mo
Today · 4.125%
HK$144,866
baseline
▲ 0.50% · 4.625%
HK$152,502
+HK$7,636/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$289,732/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,252
−HK$9,296/mo
▼ 0.25% · 3.875%
HK$152,863
−HK$4,685/mo
Today · 4.125%
HK$157,548
baseline
▲ 0.50% · 4.625%
HK$167,135
+HK$9,587/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$315,096/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,928
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$169,352
−HK$4,487/mo
Today · 4.125%
HK$173,839
baseline
▲ 0.50% · 4.625%
HK$183,002
+HK$9,163/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$347,678/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,960
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$178,340
−HK$5,466/mo
Today · 4.125%
HK$183,806
baseline
▲ 0.50% · 4.625%
HK$194,991
+HK$11,185/mo
Deposit HK$16.25M · loan HK$37.93M · min. income ≈ HK$367,612/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,417
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$197,577
−HK$5,235/mo
Today · 4.125%
HK$202,812
baseline
▲ 0.50% · 4.625%
HK$213,503
+HK$10,691/mo
Deposit HK$16.25M · loan HK$37.93M · min. income ≈ HK$405,624/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,377
−HK$13,946/mo
▼ 0.25% · 3.875%
HK$229,295
−HK$7,028/mo
Today · 4.125%
HK$236,323
baseline
▲ 0.50% · 4.625%
HK$250,702
+HK$14,379/mo
Deposit HK$5.42M · loan HK$48.76M · min. income ≈ HK$472,646/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,393
−HK$13,366/mo
▼ 0.25% · 3.875%
HK$254,028
−HK$6,731/mo
Today · 4.125%
HK$260,759
baseline
▲ 0.50% · 4.625%
HK$274,504
+HK$13,745/mo
Deposit HK$5.42M · loan HK$48.76M · min. income ≈ HK$521,518/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,627 · Scale 2, in force from 26 Feb 2026)