LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,560
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$127,403
−HK$3,905/mo
Today · 4.125%
HK$131,308
baseline
▲ 0.50% · 4.625%
HK$139,298
+HK$7,990/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$262,616/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,459
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,146
−HK$3,739/mo
Today · 4.125%
HK$144,885
baseline
▲ 0.50% · 4.625%
HK$152,523
+HK$7,638/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$289,770/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,272
−HK$9,298/mo
▼ 0.25% · 3.875%
HK$152,884
−HK$4,686/mo
Today · 4.125%
HK$157,570
baseline
▲ 0.50% · 4.625%
HK$167,157
+HK$9,587/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$315,140/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,951
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$169,375
−HK$4,488/mo
Today · 4.125%
HK$173,863
baseline
▲ 0.50% · 4.625%
HK$183,027
+HK$9,164/mo
Deposit HK$21.67M · loan HK$32.51M · min. income ≈ HK$347,726/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,984
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$178,364
−HK$5,467/mo
Today · 4.125%
HK$183,831
baseline
▲ 0.50% · 4.625%
HK$195,017
+HK$11,186/mo
Deposit HK$16.26M · loan HK$37.93M · min. income ≈ HK$367,662/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,443
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$197,604
−HK$5,236/mo
Today · 4.125%
HK$202,840
baseline
▲ 0.50% · 4.625%
HK$213,532
+HK$10,692/mo
Deposit HK$16.26M · loan HK$37.93M · min. income ≈ HK$405,680/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,408
−HK$13,946/mo
▼ 0.25% · 3.875%
HK$229,326
−HK$7,028/mo
Today · 4.125%
HK$236,354
baseline
▲ 0.50% · 4.625%
HK$250,736
+HK$14,382/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$472,708/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,426
−HK$13,368/mo
▼ 0.25% · 3.875%
HK$254,062
−HK$6,732/mo
Today · 4.125%
HK$260,794
baseline
▲ 0.50% · 4.625%
HK$274,541
+HK$13,747/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$521,588/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,302,938 · Scale 2, in force from 26 Feb 2026)