LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,566
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,410
−HK$3,905/mo
Today · 4.125%
HK$131,315
baseline
▲ 0.50% · 4.625%
HK$139,305
+HK$7,990/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$262,630/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,466
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$141,153
−HK$3,740/mo
Today · 4.125%
HK$144,893
baseline
▲ 0.50% · 4.625%
HK$152,530
+HK$7,637/mo
Deposit HK$27.09M · loan HK$27.09M · min. income ≈ HK$289,786/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,279
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,892
−HK$4,686/mo
Today · 4.125%
HK$157,578
baseline
▲ 0.50% · 4.625%
HK$167,166
+HK$9,588/mo
Deposit HK$21.68M · loan HK$32.51M · min. income ≈ HK$315,156/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,959
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$169,383
−HK$4,488/mo
Today · 4.125%
HK$173,871
baseline
▲ 0.50% · 4.625%
HK$183,036
+HK$9,165/mo
Deposit HK$21.68M · loan HK$32.51M · min. income ≈ HK$347,742/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,993
−HK$10,848/mo
▼ 0.25% · 3.875%
HK$178,374
−HK$5,467/mo
Today · 4.125%
HK$183,841
baseline
▲ 0.50% · 4.625%
HK$195,027
+HK$11,186/mo
Deposit HK$16.26M · loan HK$37.93M · min. income ≈ HK$367,682/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,452
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$197,614
−HK$5,236/mo
Today · 4.125%
HK$202,850
baseline
▲ 0.50% · 4.625%
HK$213,543
+HK$10,693/mo
Deposit HK$16.26M · loan HK$37.93M · min. income ≈ HK$405,700/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,419
−HK$13,948/mo
▼ 0.25% · 3.875%
HK$229,337
−HK$7,030/mo
Today · 4.125%
HK$236,367
baseline
▲ 0.50% · 4.625%
HK$250,749
+HK$14,382/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$472,734/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,439
−HK$13,368/mo
▼ 0.25% · 3.875%
HK$254,075
−HK$6,732/mo
Today · 4.125%
HK$260,807
baseline
▲ 0.50% · 4.625%
HK$274,555
+HK$13,748/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$521,614/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,057 · Scale 2, in force from 26 Feb 2026)