LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,574
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,418
−HK$3,905/mo
Today · 4.125%
HK$131,323
baseline
▲ 0.50% · 4.625%
HK$139,314
+HK$7,991/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$262,646/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,475
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,162
−HK$3,741/mo
Today · 4.125%
HK$144,903
baseline
▲ 0.50% · 4.625%
HK$152,541
+HK$7,638/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$289,806/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,289
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,902
−HK$4,686/mo
Today · 4.125%
HK$157,588
baseline
▲ 0.50% · 4.625%
HK$167,177
+HK$9,589/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$315,176/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,970
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,395
−HK$4,488/mo
Today · 4.125%
HK$173,883
baseline
▲ 0.50% · 4.625%
HK$183,049
+HK$9,166/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$347,766/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,004
−HK$10,849/mo
▼ 0.25% · 3.875%
HK$178,385
−HK$5,468/mo
Today · 4.125%
HK$183,853
baseline
▲ 0.50% · 4.625%
HK$195,040
+HK$11,187/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$367,706/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,465
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$197,627
−HK$5,237/mo
Today · 4.125%
HK$202,864
baseline
▲ 0.50% · 4.625%
HK$213,557
+HK$10,693/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$405,728/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,434
−HK$13,948/mo
▼ 0.25% · 3.875%
HK$229,353
−HK$7,029/mo
Today · 4.125%
HK$236,382
baseline
▲ 0.50% · 4.625%
HK$250,766
+HK$14,384/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$472,764/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,455
−HK$13,370/mo
▼ 0.25% · 3.875%
HK$254,092
−HK$6,733/mo
Today · 4.125%
HK$260,825
baseline
▲ 0.50% · 4.625%
HK$274,573
+HK$13,748/mo
Deposit HK$5.42M · loan HK$48.77M · min. income ≈ HK$521,650/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,209 · Scale 2, in force from 26 Feb 2026)