LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,358
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,742
−HK$391/mo
Today · 4.125%
HK$13,133
baseline
▲ 0.50% · 4.625%
HK$13,932
+HK$799/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,266/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,748
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,116
−HK$375/mo
Today · 4.125%
HK$14,491
baseline
▲ 0.50% · 4.625%
HK$15,254
+HK$763/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,982/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,829
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,290
−HK$469/mo
Today · 4.125%
HK$15,759
baseline
▲ 0.50% · 4.625%
HK$16,718
+HK$959/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,518/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,497
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,940
−HK$449/mo
Today · 4.125%
HK$17,389
baseline
▲ 0.50% · 4.625%
HK$18,305
+HK$916/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,778/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,301
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,839
−HK$547/mo
Today · 4.125%
HK$18,386
baseline
▲ 0.50% · 4.625%
HK$19,504
+HK$1,118/mo
Deposit HK$1.63M · loan HK$3.79M · min. income ≈ HK$36,772/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,247
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,763
−HK$524/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,356
+HK$1,069/mo
Deposit HK$1.63M · loan HK$3.79M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,244
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$703/mo
Today · 4.125%
HK$23,639
baseline
▲ 0.50% · 4.625%
HK$25,077
+HK$1,438/mo
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$47,278/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,746
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,410
−HK$673/mo
Today · 4.125%
HK$26,083
baseline
▲ 0.50% · 4.625%
HK$27,458
+HK$1,375/mo
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$52,166/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$121,937 · Scale 2, in force from 26 Feb 2026)