LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,358
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,742
−HK$391/mo
Today · 4.125%
HK$13,133
baseline
▲ 0.50% · 4.625%
HK$13,932
+HK$799/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,266/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,748
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,117
−HK$374/mo
Today · 4.125%
HK$14,491
baseline
▲ 0.50% · 4.625%
HK$15,255
+HK$764/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$28,982/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,830
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,291
−HK$469/mo
Today · 4.125%
HK$15,760
baseline
▲ 0.50% · 4.625%
HK$16,719
+HK$959/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$31,520/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,498
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,940
−HK$449/mo
Today · 4.125%
HK$17,389
baseline
▲ 0.50% · 4.625%
HK$18,306
+HK$917/mo
Deposit HK$2.17M · loan HK$3.25M · min. income ≈ HK$34,778/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,301
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,839
−HK$547/mo
Today · 4.125%
HK$18,386
baseline
▲ 0.50% · 4.625%
HK$19,505
+HK$1,119/mo
Deposit HK$1.63M · loan HK$3.79M · min. income ≈ HK$36,772/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,248
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,764
−HK$523/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,357
+HK$1,070/mo
Deposit HK$1.63M · loan HK$3.79M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$703/mo
Today · 4.125%
HK$23,639
baseline
▲ 0.50% · 4.625%
HK$25,078
+HK$1,439/mo
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$47,278/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,410
−HK$674/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,375/mo
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$121,941 · Scale 2, in force from 26 Feb 2026)