LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,582
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,427
−HK$3,905/mo
Today · 4.125%
HK$131,332
baseline
▲ 0.50% · 4.625%
HK$139,323
+HK$7,991/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$262,664/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,484
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,171
−HK$3,741/mo
Today · 4.125%
HK$144,912
baseline
▲ 0.50% · 4.625%
HK$152,551
+HK$7,639/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$289,824/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,299
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$152,912
−HK$4,687/mo
Today · 4.125%
HK$157,599
baseline
▲ 0.50% · 4.625%
HK$167,188
+HK$9,589/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$315,198/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,981
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,406
−HK$4,488/mo
Today · 4.125%
HK$173,894
baseline
▲ 0.50% · 4.625%
HK$183,061
+HK$9,167/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$347,788/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,015
−HK$10,850/mo
▼ 0.25% · 3.875%
HK$178,397
−HK$5,468/mo
Today · 4.125%
HK$183,865
baseline
▲ 0.50% · 4.625%
HK$195,053
+HK$11,188/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$367,730/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,478
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$197,640
−HK$5,237/mo
Today · 4.125%
HK$202,877
baseline
▲ 0.50% · 4.625%
HK$213,571
+HK$10,694/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$405,754/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,448
−HK$13,950/mo
▼ 0.25% · 3.875%
HK$229,368
−HK$7,030/mo
Today · 4.125%
HK$236,398
baseline
▲ 0.50% · 4.625%
HK$250,782
+HK$14,384/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$472,796/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,472
−HK$13,370/mo
▼ 0.25% · 3.875%
HK$254,109
−HK$6,733/mo
Today · 4.125%
HK$260,842
baseline
▲ 0.50% · 4.625%
HK$274,591
+HK$13,749/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$521,684/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,361 · Scale 2, in force from 26 Feb 2026)