LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,591
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,435
−HK$3,906/mo
Today · 4.125%
HK$131,341
baseline
▲ 0.50% · 4.625%
HK$139,333
+HK$7,992/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$262,682/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,493
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$141,181
−HK$3,741/mo
Today · 4.125%
HK$144,922
baseline
▲ 0.50% · 4.625%
HK$152,561
+HK$7,639/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$289,844/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,309
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$152,922
−HK$4,687/mo
Today · 4.125%
HK$157,609
baseline
▲ 0.50% · 4.625%
HK$167,199
+HK$9,590/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$315,218/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,992
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$169,417
−HK$4,489/mo
Today · 4.125%
HK$173,906
baseline
▲ 0.50% · 4.625%
HK$183,073
+HK$9,167/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$347,812/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,027
−HK$10,850/mo
▼ 0.25% · 3.875%
HK$178,409
−HK$5,468/mo
Today · 4.125%
HK$183,877
baseline
▲ 0.50% · 4.625%
HK$195,066
+HK$11,189/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$367,754/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,491
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$197,653
−HK$5,237/mo
Today · 4.125%
HK$202,890
baseline
▲ 0.50% · 4.625%
HK$213,585
+HK$10,695/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$405,780/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,463
−HK$13,950/mo
▼ 0.25% · 3.875%
HK$229,383
−HK$7,030/mo
Today · 4.125%
HK$236,413
baseline
▲ 0.50% · 4.625%
HK$250,799
+HK$14,386/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$472,826/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,488
−HK$13,371/mo
▼ 0.25% · 3.875%
HK$254,125
−HK$6,734/mo
Today · 4.125%
HK$260,859
baseline
▲ 0.50% · 4.625%
HK$274,609
+HK$13,750/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$521,718/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,514 · Scale 2, in force from 26 Feb 2026)