LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,592
−HK$7,750/mo
▼ 0.25% · 3.875%
HK$127,436
−HK$3,906/mo
Today · 4.125%
HK$131,342
baseline
▲ 0.50% · 4.625%
HK$139,334
+HK$7,992/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$262,684/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,494
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$141,182
−HK$3,741/mo
Today · 4.125%
HK$144,923
baseline
▲ 0.50% · 4.625%
HK$152,562
+HK$7,639/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$289,846/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,310
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$152,923
−HK$4,687/mo
Today · 4.125%
HK$157,610
baseline
▲ 0.50% · 4.625%
HK$167,200
+HK$9,590/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$315,220/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,993
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$169,418
−HK$4,489/mo
Today · 4.125%
HK$173,907
baseline
▲ 0.50% · 4.625%
HK$183,074
+HK$9,167/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$347,814/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,028
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$178,410
−HK$5,469/mo
Today · 4.125%
HK$183,879
baseline
▲ 0.50% · 4.625%
HK$195,067
+HK$11,188/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$367,758/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,492
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$197,655
−HK$5,237/mo
Today · 4.125%
HK$202,892
baseline
▲ 0.50% · 4.625%
HK$213,587
+HK$10,695/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$405,784/mo (50% DSR)
Upfront cash ≈ HK$18.56M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,465
−HK$13,950/mo
▼ 0.25% · 3.875%
HK$229,385
−HK$7,030/mo
Today · 4.125%
HK$236,415
baseline
▲ 0.50% · 4.625%
HK$250,801
+HK$14,386/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$472,830/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,490
−HK$13,371/mo
▼ 0.25% · 3.875%
HK$254,128
−HK$6,733/mo
Today · 4.125%
HK$260,861
baseline
▲ 0.50% · 4.625%
HK$274,611
+HK$13,750/mo
Deposit HK$5.42M · loan HK$48.78M · min. income ≈ HK$521,722/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,532 · Scale 2, in force from 26 Feb 2026)