LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,605
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$127,450
−HK$3,906/mo
Today · 4.125%
HK$131,356
baseline
▲ 0.50% · 4.625%
HK$139,349
+HK$7,993/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$262,712/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,509
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$141,197
−HK$3,741/mo
Today · 4.125%
HK$144,938
baseline
▲ 0.50% · 4.625%
HK$152,578
+HK$7,640/mo
Deposit HK$27.10M · loan HK$27.10M · min. income ≈ HK$289,876/mo (50% DSR)
Upfront cash ≈ HK$29.41M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,326
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$152,940
−HK$4,687/mo
Today · 4.125%
HK$157,627
baseline
▲ 0.50% · 4.625%
HK$167,218
+HK$9,591/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$315,254/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,011
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$169,437
−HK$4,489/mo
Today · 4.125%
HK$173,926
baseline
▲ 0.50% · 4.625%
HK$183,094
+HK$9,168/mo
Deposit HK$21.68M · loan HK$32.52M · min. income ≈ HK$347,852/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,047
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$178,430
−HK$5,468/mo
Today · 4.125%
HK$183,898
baseline
▲ 0.50% · 4.625%
HK$195,088
+HK$11,190/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$367,796/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,513
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$197,676
−HK$5,238/mo
Today · 4.125%
HK$202,914
baseline
▲ 0.50% · 4.625%
HK$213,610
+HK$10,696/mo
Deposit HK$16.26M · loan HK$37.94M · min. income ≈ HK$405,828/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,489
−HK$13,952/mo
▼ 0.25% · 3.875%
HK$229,410
−HK$7,031/mo
Today · 4.125%
HK$236,441
baseline
▲ 0.50% · 4.625%
HK$250,828
+HK$14,387/mo
Deposit HK$5.42M · loan HK$48.79M · min. income ≈ HK$472,882/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,517
−HK$13,372/mo
▼ 0.25% · 3.875%
HK$254,155
−HK$6,734/mo
Today · 4.125%
HK$260,889
baseline
▲ 0.50% · 4.625%
HK$274,641
+HK$13,752/mo
Deposit HK$5.42M · loan HK$48.79M · min. income ≈ HK$521,778/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$2,303,781 · Scale 2, in force from 26 Feb 2026)