LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,642
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,488
−HK$3,908/mo
Today · 4.125%
HK$131,396
baseline
▲ 0.50% · 4.625%
HK$139,391
+HK$7,995/mo
Deposit HK$27.11M · loan HK$27.11M · min. income ≈ HK$262,792/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,551
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$141,240
−HK$3,742/mo
Today · 4.125%
HK$144,982
baseline
▲ 0.50% · 4.625%
HK$152,625
+HK$7,643/mo
Deposit HK$27.11M · loan HK$27.11M · min. income ≈ HK$289,964/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,371
−HK$9,304/mo
▼ 0.25% · 3.875%
HK$152,986
−HK$4,689/mo
Today · 4.125%
HK$157,675
baseline
▲ 0.50% · 4.625%
HK$167,269
+HK$9,594/mo
Deposit HK$21.69M · loan HK$32.53M · min. income ≈ HK$315,350/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,061
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$169,488
−HK$4,491/mo
Today · 4.125%
HK$173,979
baseline
▲ 0.50% · 4.625%
HK$183,149
+HK$9,170/mo
Deposit HK$21.69M · loan HK$32.53M · min. income ≈ HK$347,958/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,099
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$178,484
−HK$5,470/mo
Today · 4.125%
HK$183,954
baseline
▲ 0.50% · 4.625%
HK$195,147
+HK$11,193/mo
Deposit HK$16.27M · loan HK$37.96M · min. income ≈ HK$367,908/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,571
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$197,736
−HK$5,239/mo
Today · 4.125%
HK$202,975
baseline
▲ 0.50% · 4.625%
HK$213,674
+HK$10,699/mo
Deposit HK$16.27M · loan HK$37.96M · min. income ≈ HK$405,950/mo (50% DSR)
Upfront cash ≈ HK$18.57M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,556
−HK$13,956/mo
▼ 0.25% · 3.875%
HK$229,479
−HK$7,033/mo
Today · 4.125%
HK$236,512
baseline
▲ 0.50% · 4.625%
HK$250,904
+HK$14,392/mo
Deposit HK$5.42M · loan HK$48.80M · min. income ≈ HK$473,024/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,592
−HK$13,376/mo
▼ 0.25% · 3.875%
HK$254,232
−HK$6,736/mo
Today · 4.125%
HK$260,968
baseline
▲ 0.50% · 4.625%
HK$274,724
+HK$13,756/mo
Deposit HK$5.42M · loan HK$48.80M · min. income ≈ HK$521,936/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,304,477 · Scale 2, in force from 26 Feb 2026)