LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,677
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$127,524
−HK$3,909/mo
Today · 4.125%
HK$131,433
baseline
▲ 0.50% · 4.625%
HK$139,430
+HK$7,997/mo
Deposit HK$27.12M · loan HK$27.12M · min. income ≈ HK$262,866/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,589
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$141,279
−HK$3,744/mo
Today · 4.125%
HK$145,023
baseline
▲ 0.50% · 4.625%
HK$152,667
+HK$7,644/mo
Deposit HK$27.12M · loan HK$27.12M · min. income ≈ HK$290,046/mo (50% DSR)
Upfront cash ≈ HK$29.42M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,412
−HK$9,307/mo
▼ 0.25% · 3.875%
HK$153,029
−HK$4,690/mo
Today · 4.125%
HK$157,719
baseline
▲ 0.50% · 4.625%
HK$167,316
+HK$9,597/mo
Deposit HK$21.70M · loan HK$32.54M · min. income ≈ HK$315,438/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,107
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$169,535
−HK$4,492/mo
Today · 4.125%
HK$174,027
baseline
▲ 0.50% · 4.625%
HK$183,201
+HK$9,174/mo
Deposit HK$21.70M · loan HK$32.54M · min. income ≈ HK$348,054/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,148
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$178,534
−HK$5,472/mo
Today · 4.125%
HK$184,006
baseline
▲ 0.50% · 4.625%
HK$195,202
+HK$11,196/mo
Deposit HK$16.27M · loan HK$37.97M · min. income ≈ HK$368,012/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,625
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$197,791
−HK$5,241/mo
Today · 4.125%
HK$203,032
baseline
▲ 0.50% · 4.625%
HK$213,734
+HK$10,702/mo
Deposit HK$16.27M · loan HK$37.97M · min. income ≈ HK$406,064/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,618
−HK$13,961/mo
▼ 0.25% · 3.875%
HK$229,543
−HK$7,036/mo
Today · 4.125%
HK$236,579
baseline
▲ 0.50% · 4.625%
HK$250,974
+HK$14,395/mo
Deposit HK$5.42M · loan HK$48.81M · min. income ≈ HK$473,158/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,661
−HK$13,380/mo
▼ 0.25% · 3.875%
HK$254,303
−HK$6,738/mo
Today · 4.125%
HK$261,041
baseline
▲ 0.50% · 4.625%
HK$274,801
+HK$13,760/mo
Deposit HK$5.42M · loan HK$48.81M · min. income ≈ HK$522,082/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,122 · Scale 2, in force from 26 Feb 2026)