LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,705
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,553
−HK$3,909/mo
Today · 4.125%
HK$131,462
baseline
▲ 0.50% · 4.625%
HK$139,461
+HK$7,999/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$262,924/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,620
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,311
−HK$3,745/mo
Today · 4.125%
HK$145,056
baseline
▲ 0.50% · 4.625%
HK$152,702
+HK$7,646/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,112/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,446
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,063
−HK$4,692/mo
Today · 4.125%
HK$157,755
baseline
▲ 0.50% · 4.625%
HK$167,354
+HK$9,599/mo
Deposit HK$21.70M · loan HK$32.55M · min. income ≈ HK$315,510/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,145
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$169,574
−HK$4,493/mo
Today · 4.125%
HK$174,067
baseline
▲ 0.50% · 4.625%
HK$183,242
+HK$9,175/mo
Deposit HK$21.70M · loan HK$32.55M · min. income ≈ HK$348,134/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,187
−HK$10,860/mo
▼ 0.25% · 3.875%
HK$178,574
−HK$5,473/mo
Today · 4.125%
HK$184,047
baseline
▲ 0.50% · 4.625%
HK$195,246
+HK$11,199/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$368,094/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,669
−HK$10,409/mo
▼ 0.25% · 3.875%
HK$197,836
−HK$5,242/mo
Today · 4.125%
HK$203,078
baseline
▲ 0.50% · 4.625%
HK$213,782
+HK$10,704/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$406,156/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,669
−HK$13,963/mo
▼ 0.25% · 3.875%
HK$229,595
−HK$7,037/mo
Today · 4.125%
HK$236,632
baseline
▲ 0.50% · 4.625%
HK$251,031
+HK$14,399/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$473,264/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,717
−HK$13,383/mo
▼ 0.25% · 3.875%
HK$254,360
−HK$6,740/mo
Today · 4.125%
HK$261,100
baseline
▲ 0.50% · 4.625%
HK$274,863
+HK$13,763/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$522,200/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,644 · Scale 2, in force from 26 Feb 2026)