LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,707
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,555
−HK$3,910/mo
Today · 4.125%
HK$131,465
baseline
▲ 0.50% · 4.625%
HK$139,464
+HK$7,999/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$262,930/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,623
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,314
−HK$3,744/mo
Today · 4.125%
HK$145,058
baseline
▲ 0.50% · 4.625%
HK$152,705
+HK$7,647/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,116/mo (50% DSR)
Upfront cash ≈ HK$29.43M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,449
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,066
−HK$4,692/mo
Today · 4.125%
HK$157,758
baseline
▲ 0.50% · 4.625%
HK$167,357
+HK$9,599/mo
Deposit HK$21.70M · loan HK$32.55M · min. income ≈ HK$315,516/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,148
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$169,577
−HK$4,493/mo
Today · 4.125%
HK$174,070
baseline
▲ 0.50% · 4.625%
HK$183,246
+HK$9,176/mo
Deposit HK$21.70M · loan HK$32.55M · min. income ≈ HK$348,140/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,190
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,577
−HK$5,474/mo
Today · 4.125%
HK$184,051
baseline
▲ 0.50% · 4.625%
HK$195,250
+HK$11,199/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$368,102/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,672
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$197,840
−HK$5,242/mo
Today · 4.125%
HK$203,082
baseline
▲ 0.50% · 4.625%
HK$213,787
+HK$10,705/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$406,164/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,673
−HK$13,964/mo
▼ 0.25% · 3.875%
HK$229,600
−HK$7,037/mo
Today · 4.125%
HK$236,637
baseline
▲ 0.50% · 4.625%
HK$251,035
+HK$14,398/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$473,274/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,722
−HK$13,383/mo
▼ 0.25% · 3.875%
HK$254,365
−HK$6,740/mo
Today · 4.125%
HK$261,105
baseline
▲ 0.50% · 4.625%
HK$274,868
+HK$13,763/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$522,210/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,688 · Scale 2, in force from 26 Feb 2026)