LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,723
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,572
−HK$3,910/mo
Today · 4.125%
HK$131,482
baseline
▲ 0.50% · 4.625%
HK$139,482
+HK$8,000/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$262,964/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,641
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,333
−HK$3,744/mo
Today · 4.125%
HK$145,077
baseline
▲ 0.50% · 4.625%
HK$152,725
+HK$7,648/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,154/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,468
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$153,086
−HK$4,692/mo
Today · 4.125%
HK$157,778
baseline
▲ 0.50% · 4.625%
HK$167,379
+HK$9,601/mo
Deposit HK$21.70M · loan HK$32.56M · min. income ≈ HK$315,556/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,169
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$169,599
−HK$4,494/mo
Today · 4.125%
HK$174,093
baseline
▲ 0.50% · 4.625%
HK$183,270
+HK$9,177/mo
Deposit HK$21.70M · loan HK$32.56M · min. income ≈ HK$348,186/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,213
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$178,601
−HK$5,474/mo
Today · 4.125%
HK$184,075
baseline
▲ 0.50% · 4.625%
HK$195,275
+HK$11,200/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$368,150/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,698
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$197,866
−HK$5,242/mo
Today · 4.125%
HK$203,108
baseline
▲ 0.50% · 4.625%
HK$213,815
+HK$10,707/mo
Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$406,216/mo (50% DSR)
Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,702
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$229,630
−HK$7,038/mo
Today · 4.125%
HK$236,668
baseline
▲ 0.50% · 4.625%
HK$251,068
+HK$14,400/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$473,336/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,754
−HK$13,385/mo
▼ 0.25% · 3.875%
HK$254,399
−HK$6,740/mo
Today · 4.125%
HK$261,139
baseline
▲ 0.50% · 4.625%
HK$274,904
+HK$13,765/mo
Deposit HK$5.43M · loan HK$48.83M · min. income ≈ HK$522,278/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,305,990 · Scale 2, in force from 26 Feb 2026)