LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,373
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,758
−HK$391/mo
Today · 4.125%
HK$13,149
baseline
▲ 0.50% · 4.625%
HK$13,949
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,298/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,765
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,135
−HK$374/mo
Today · 4.125%
HK$14,509
baseline
▲ 0.50% · 4.625%
HK$15,274
+HK$765/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,018/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,848
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,310
−HK$469/mo
Today · 4.125%
HK$15,779
baseline
▲ 0.50% · 4.625%
HK$16,739
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,558/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,518
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,961
−HK$450/mo
Today · 4.125%
HK$17,411
baseline
▲ 0.50% · 4.625%
HK$18,329
+HK$918/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,822/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,323
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,862
−HK$547/mo
Today · 4.125%
HK$18,409
baseline
▲ 0.50% · 4.625%
HK$19,529
+HK$1,120/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,818/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,271
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,788
−HK$525/mo
Today · 4.125%
HK$20,313
baseline
▲ 0.50% · 4.625%
HK$21,383
+HK$1,070/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,626/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,272
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,965
−HK$704/mo
Today · 4.125%
HK$23,669
baseline
▲ 0.50% · 4.625%
HK$25,109
+HK$1,440/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,338/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,778
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,442
−HK$674/mo
Today · 4.125%
HK$26,116
baseline
▲ 0.50% · 4.625%
HK$27,493
+HK$1,377/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$52,232/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,093 · Scale 2, in force from 26 Feb 2026)