LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,738
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,587
−HK$3,910/mo
Today · 4.125%
HK$131,497
baseline
▲ 0.50% · 4.625%
HK$139,498
+HK$8,001/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$262,994/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,657
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$141,349
−HK$3,745/mo
Today · 4.125%
HK$145,094
baseline
▲ 0.50% · 4.625%
HK$152,742
+HK$7,648/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,188/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,485
−HK$9,311/mo
▼ 0.25% · 3.875%
HK$153,104
−HK$4,692/mo
Today · 4.125%
HK$157,796
baseline
▲ 0.50% · 4.625%
HK$167,398
+HK$9,602/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$315,592/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,188
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,618
−HK$4,495/mo
Today · 4.125%
HK$174,113
baseline
▲ 0.50% · 4.625%
HK$183,290
+HK$9,177/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$348,226/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,233
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$178,621
−HK$5,475/mo
Today · 4.125%
HK$184,096
baseline
▲ 0.50% · 4.625%
HK$195,298
+HK$11,202/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$368,192/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,720
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$197,888
−HK$5,244/mo
Today · 4.125%
HK$203,132
baseline
▲ 0.50% · 4.625%
HK$213,839
+HK$10,707/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$406,264/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,728
−HK$13,967/mo
▼ 0.25% · 3.875%
HK$229,656
−HK$7,039/mo
Today · 4.125%
HK$236,695
baseline
▲ 0.50% · 4.625%
HK$251,097
+HK$14,402/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$473,390/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,782
−HK$13,387/mo
▼ 0.25% · 3.875%
HK$254,428
−HK$6,741/mo
Today · 4.125%
HK$261,169
baseline
▲ 0.50% · 4.625%
HK$274,936
+HK$13,767/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$522,338/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,253 · Scale 2, in force from 26 Feb 2026)