LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,374
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,759
−HK$391/mo
Today · 4.125%
HK$13,150
baseline
▲ 0.50% · 4.625%
HK$13,950
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,300/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,766
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,135
−HK$375/mo
Today · 4.125%
HK$14,510
baseline
▲ 0.50% · 4.625%
HK$15,275
+HK$765/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,020/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,849
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,311
−HK$469/mo
Today · 4.125%
HK$15,780
baseline
▲ 0.50% · 4.625%
HK$16,740
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,560/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,519
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,962
−HK$450/mo
Today · 4.125%
HK$17,412
baseline
▲ 0.50% · 4.625%
HK$18,329
+HK$917/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,824/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,324
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,863
−HK$547/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,530
+HK$1,120/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,272
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,789
−HK$525/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,070/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,273
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,966
−HK$704/mo
Today · 4.125%
HK$23,670
baseline
▲ 0.50% · 4.625%
HK$25,110
+HK$1,440/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,340/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,779
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,443
−HK$675/mo
Today · 4.125%
HK$26,118
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,376/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$52,236/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,099 · Scale 2, in force from 26 Feb 2026)