LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,743
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,592
−HK$3,911/mo
Today · 4.125%
HK$131,503
baseline
▲ 0.50% · 4.625%
HK$139,505
+HK$8,002/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$263,006/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,663
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,355
−HK$3,746/mo
Today · 4.125%
HK$145,101
baseline
▲ 0.50% · 4.625%
HK$152,749
+HK$7,648/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,202/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,492
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,111
−HK$4,693/mo
Today · 4.125%
HK$157,804
baseline
▲ 0.50% · 4.625%
HK$167,405
+HK$9,601/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$315,608/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,196
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,626
−HK$4,495/mo
Today · 4.125%
HK$174,121
baseline
▲ 0.50% · 4.625%
HK$183,299
+HK$9,178/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$348,242/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,240
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$178,629
−HK$5,475/mo
Today · 4.125%
HK$184,104
baseline
▲ 0.50% · 4.625%
HK$195,306
+HK$11,202/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$368,208/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,728
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$197,897
−HK$5,244/mo
Today · 4.125%
HK$203,141
baseline
▲ 0.50% · 4.625%
HK$213,849
+HK$10,708/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$406,282/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,738
−HK$13,967/mo
▼ 0.25% · 3.875%
HK$229,666
−HK$7,039/mo
Today · 4.125%
HK$236,705
baseline
▲ 0.50% · 4.625%
HK$251,108
+HK$14,403/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$473,410/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,793
−HK$13,388/mo
▼ 0.25% · 3.875%
HK$254,439
−HK$6,742/mo
Today · 4.125%
HK$261,181
baseline
▲ 0.50% · 4.625%
HK$274,948
+HK$13,767/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$522,362/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,357 · Scale 2, in force from 26 Feb 2026)