LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,746
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,595
−HK$3,911/mo
Today · 4.125%
HK$131,506
baseline
▲ 0.50% · 4.625%
HK$139,507
+HK$8,001/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$263,012/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,666
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$141,358
−HK$3,745/mo
Today · 4.125%
HK$145,103
baseline
▲ 0.50% · 4.625%
HK$152,752
+HK$7,649/mo
Deposit HK$27.13M · loan HK$27.13M · min. income ≈ HK$290,206/mo (50% DSR)
Upfront cash ≈ HK$29.44M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,495
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,114
−HK$4,693/mo
Today · 4.125%
HK$157,807
baseline
▲ 0.50% · 4.625%
HK$167,409
+HK$9,602/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$315,614/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,199
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,629
−HK$4,495/mo
Today · 4.125%
HK$174,124
baseline
▲ 0.50% · 4.625%
HK$183,302
+HK$9,178/mo
Deposit HK$21.71M · loan HK$32.56M · min. income ≈ HK$348,248/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,244
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$178,633
−HK$5,475/mo
Today · 4.125%
HK$184,108
baseline
▲ 0.50% · 4.625%
HK$195,310
+HK$11,202/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$368,216/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,732
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$197,901
−HK$5,244/mo
Today · 4.125%
HK$203,145
baseline
▲ 0.50% · 4.625%
HK$213,853
+HK$10,708/mo
Deposit HK$16.28M · loan HK$37.99M · min. income ≈ HK$406,290/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,742
−HK$13,968/mo
▼ 0.25% · 3.875%
HK$229,671
−HK$7,039/mo
Today · 4.125%
HK$236,710
baseline
▲ 0.50% · 4.625%
HK$251,113
+HK$14,403/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$473,420/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,798
−HK$13,388/mo
▼ 0.25% · 3.875%
HK$254,444
−HK$6,742/mo
Today · 4.125%
HK$261,186
baseline
▲ 0.50% · 4.625%
HK$274,954
+HK$13,768/mo
Deposit HK$5.43M · loan HK$48.84M · min. income ≈ HK$522,372/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$2,306,403 · Scale 2, in force from 26 Feb 2026)