LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,376
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,761
−HK$391/mo
Today · 4.125%
HK$13,152
baseline
▲ 0.50% · 4.625%
HK$13,952
+HK$800/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$26,304/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,768
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,137
−HK$375/mo
Today · 4.125%
HK$14,512
baseline
▲ 0.50% · 4.625%
HK$15,276
+HK$764/mo
Deposit HK$2.71M · loan HK$2.71M · min. income ≈ HK$29,024/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,851
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,313
−HK$469/mo
Today · 4.125%
HK$15,782
baseline
▲ 0.50% · 4.625%
HK$16,742
+HK$960/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$31,564/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,521
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,964
−HK$450/mo
Today · 4.125%
HK$17,414
baseline
▲ 0.50% · 4.625%
HK$18,332
+HK$918/mo
Deposit HK$2.17M · loan HK$3.26M · min. income ≈ HK$34,828/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,326
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,865
−HK$547/mo
Today · 4.125%
HK$18,412
baseline
▲ 0.50% · 4.625%
HK$19,533
+HK$1,121/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$36,824/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,792
−HK$524/mo
Today · 4.125%
HK$20,316
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,071/mo
Deposit HK$1.63M · loan HK$3.80M · min. income ≈ HK$40,632/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,276
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$704/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,440/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,447
−HK$674/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,498
+HK$1,377/mo
Deposit HK$543K · loan HK$4.88M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$122,114 · Scale 2, in force from 26 Feb 2026)